Stephan Miller

Right now, by all accounts, I should have 1.2 kids, be $10,000 in credit card debt, and have had two major car accidents by now. But not one of these is right.

Numbers and stats work on averages. You pay the insurance premiums you do because of averages. How often does your "type" of person have a car accident? How many years sooner does a smoker die than a non smoker? If you’re under 25 and male, you are throw in with a pack of reckless idiots, who by their car insurance premiums, must have caused every car accident ever known.  Read more... (368 words, 1 image, estimated 1:28 mins reading time)